Millionaire credit cards are those that cater to the ultra-rich. These cards are gaining tremendous popularity because they are marketed as a status symbol, which provides the customer a sense of prestige. Millionaire credit cards offer perks and services that aren’t otherwise offered to general credit cardholders. Usually, banks and financial institutions offer millionaire credit cards to those customers who spend more than $100,000 annually on their credit cards. These cards are pitched as upgrades.

The perks that are associated with millionaire credit cards can be truly incredible. For example, millionaire credit cards let customers get last minute tables at Michelin-star restaurants, gain access to VIP lounges at airports, shop for exclusive jewelry, get flight upgrades, and gain access to exclusive parties alongside the biggest celebrities in the country.

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So, here are some of the popular millionaire credit cards that the uber-rich often carry around in their wallets.

• Stratus Rewards Visa Card: This is a white colored card which is given only to an individual with high net worth in their bank accounts. Although its membership is for merely $1500 a year, the perks in it are worth 1000 times since these include private planes, 7-star hotel stays, and so on.

• Bank of Dubai First Royale Mastercard: This is said to be the most luxurious and ostentatious of all credit cards. Typically as royal as possible, it has gold written all over it with a diamond set right in the center. This card has no spending limit on it. The best services are offered with this card since the cardholder will care more about the perks and services than the membership fees or interest rates.

• Citigroup Chairman Card: As you can make out from the name, this credit card is only available for people with a Citigroup brokerage account. $3,00,000 is the maximum amount that can be spent on this, while its annual fees are as low as $500 which makes it an attractive proposition. It gives privileges such as sitting in the world’s top airport lounges, upgrades with airlines, customer service round the clock, and so on.

• Coutts World Silk Card: The Coutts Bank is said to be the bank of the British royal family, although it has no branches in the USA. So this card is supposed to be the rarest of all the millionaire credit cards. The bank will only approach you to offer this card if you have $1 million in your account with them exclusively. The privileges go beyond the usual ones such as travel insurance, VIP services at airports, 700 lounges, travel and retail companies, and so on.

• JP Morgan Chase Palladium Visa Card: This card looks attractive itself with palladium and gold editions that showcase the cardholder’s information and account number. It is available only to someone who has an investment in JP Morgan’s wealth management brokerage. The annual fees are just $595, and there are no spending limits.

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