North Carolina has dozens of consumer banks providing services to residents, but only a few of them offer excellent products and services. Finding a good bank in North Carolina is all about finding a financial institution that fulfills all needs and does not charge a hefty fee in return. Also, one major factor behind deciding a bank’s worth is its accessibility. Following is a list of the best banks in North Carolina which are well known for their innovative financial products and appreciable customer service.

First Citizens Bank
This bank is a mid sized bank with almost 250 branches in North Carolina. This number of branches makes this bank one of the easy to access banks. Furthermore, this bank provides the option of opening a free checking account with an initial deposit of around $50. This account also has other features like online bill payment, optional overdraft facilities, and free mobile banking. First Citizens Bank is the largest bank in North Carolina and is preferred by the locals for its various financial services.

BB&T
This is the largest bank in North Carolina with 342 branches in the state. It provides one of the best branch access in the state and is loved for its great checking options. This bank allows the people of North Carolina to open an account with a minimum amount of $50, and there is a monthly fee of just about $5. BB&T is an ideal bank for people who prefer face-to-face banking experiences.

You might also like : Popular Mobile Banking Apps That You Should Know

PNC Bank
This is the best bank for students in North Carolina. If you are a student looking for a no-fee checking account in the state, PNC bank is the best option. PNC bank has 142 branches in the state with many of them located in the college towns for students’ convenience. The bank’s Virtual Wallet Student gives students some unique savings options along with quick access to branches and ATMs and the option of completely operating online. Virtual Wallet Student requires no initial deposit and three different accounts under this name further add different benefits.

Woodforest National Bank
If you are looking for a savings account that gives a decent APY and has a low monthly fee, you should consider Woodforest National Bank in North Carolina. This bank provides good rates even on low balances to the people of North Carolina. The Woodforest National Bank Savings Account has no monthly fee as long as a balance of around $200 is maintained in the account. This account provides an APY of 0.05% on a balance of $10,000 and 0.10% on a balance higher than that. Woodforest has close to 90 branches across the state which makes for a decent branch access for individuals looking for traditional banking.

A good bank has to fulfill all the financial needs of an individual at a fair fee. You cannot expect a bank to be great for free, there is always a nominal fee for services.

Keep yourself updated with the latest on  Banking . Like us on  Facebook  and follow us on  Twitter  for more on Investments.