Best credit repair services for 2018

Are you looking for the best credit repair services to fix your credit reports? Here is the right guide for you.

What is credit repair?

Credit repair is the process of solving credit issues and take it to a level where you become eligible for requesting new loans. It is essentially ways on how to repair credit. Repairing credits are not a big deal it is as simple as correcting the faults with credit agencies.

There is quite a handful of companies who take up credit repair services some are legally approved, and others are not. In many cases, a credit repair might need legal and financial advice. Some may fix the problem by themselves others require professional help, depending on the size of the problem.

Best credit repair services:

It’s the job of a credit repair company to fix your reports, but that does not mean all the companies out there do the work right and does not mess-up the relationship between you and the lenders. Here is the review of the top credit repair service companies and their unique features.

Sky Blue: Sky blue credit repair is a professional credit repair service. It works with a fair credit-reporting act to dispute information on your credit reports with each of the major credit bureaus. The company has been in credit repair and credit restoration services 1989. They have one level of service in one price for all clients; this is a $59 monthly fee with an initial payment of $59. Though they do not have fancy offers like other credit repair services, they are considered the best in term of credit repair. They deal with your credit reports directly and forward good faith note to the lenders to rebuild the bad credit report clearing all the keyholes to get your scores right back on track. The best feature they offer is the flexibility in managing the service you can pause the service anytime when you run out of cash and re-start right from there when you are good to go.

• Lexington Law: Lexington law company does not stop with one service but has three different types of services in hand, and the price varies according to the type of service you choose. The Concord standard costs $89.95 per month, this rectifies the credit reports, repairs the fundamentals and sends a good faith letter to the lenders and clears all the legal loopholes to get back your credit score. The Concord Premier costs $109.95 per month which provides additional assistance as well as monitors the credit reports on monthly bases improving credit reports.The Premier Plus provides personal finance tool to manage your finance and offers identity fraud alerts for $129.95 per month.
• Pyramid: Pyramid credit repair services do not charge an initial payment. They offer only one service option for $99 per month. They have a fancy plan for the couples for $198 per month, which lets you pay only 50% of the amount for the first month of service. Additionally, they let you enjoy the free trial period for 5 to 15 days depending on your state of condition. Like any other credit repair services, you can cancel your dealing anytime you want. They offer lots more than sending a generic letter; they also offer you a personal account manager to help you stay connected with them throughout the entire process.
• The credit people: The credit people offer similar services like to SkyBlue. It has the same price point of $59 per month for their services but only charge $19 for the initial payment. It also offers a lump sum option where you can pay $299 upfront for 6 months of services, or you can pay $69 for the monthly services. They are the only people who provide a 100% money back guarantee, at any point, for any reason you are not satisfied.
• Credit repair.com: Credit repair.com is the only company that provides a regular service along with their additional services all in one plan for $99.95 per month and also an initial payment of $99.95. It provides the same services like any other credit repair company does but also, they will have a check with your credit and offers an interface to help you keep your progress on track. Credit repair.com offers a guarantee if they have done completely the work they agreed upon.