Investing in health insurance is very important for individuals of any age. A health insurance policy is like an umbrella on a rainy day. It will keep you safe from the increasing medical expenses and the cost of hospitalization in case of an illness. Different health insurance plans operate differently and it is best to understand their features and costs before investing in one.

An increasing number of insurers are constantly competing for your business.

Most recommended health insurance companies in the US regions that offer good plans
The best insurance providers in the country offer different plans at varying costs and provide a comprehensive cover. The top-rated insurance providers are listed below.

• Kaiser Foundation
  It is based in California and offers private health insurance for individuals and families. They have a special enrollment period during which you are eligible to apply. You may apply outside of the enrollment period only in case of certain exceptional cases.
• Blue Cross Blue Shield of Louisiana
  Based in East, South, and Central America, it offers safe and affordable healthcare across 50 states. It also offers primary care and specialty care programs, which help you benefit from its exceptional healthcare services.
• Cigna
  In Florida, there is Cigna which has an open enrollment and also offers a dental insurance plan. In case you are eligible for Medicare, there are a number of insurance plans and options for you to choose from.

There are different Medicare health plans that are offered to individuals who enroll in it. The plan is provided for individuals above the age of 65 and they can choose to purchase health insurance in addition to Medicare. There are four parts of the plan which covers hospital and medical insurance. These plans are offered by insurance companies as well as private companies which have been approved by Medicare. Note that the Medicare plans provided in one state will not be same for another; for example, the plans provided in Chicago may not the be the same as those provided in Texas.

Choosing the right insurance company and plan may seem like a tedious task, but it is the first step towards protecting your health. If you have invested in one of the 10 best health insurance plans, you will thank your decision at a later stage, if a medical illness strikes you. The health insurance plan will provide for your expenses and will protect you in crisis. Choosing the right plan involves considering your budget and your current state of health. If you are already suffering from a medical condition, you might have to choose a plan that is specific to your condition, which, in turn, implies it could cost you slightly more.