Not satisfied with your bank? Want to switch? Fret not! This mini guide for switching banks will save you from the pain of reading long procedures and will help you guide you exactly through the entire switching procedure.

Cease activities on your current account
The step towards switching banks is to stop all your banking activities on your existing bank account. Become inactive and stop paying for services that you are not using.

Explore your options
Once you are on a lookout, do not jump to a bank without giving it enough thought. One needs to have a healthy bank account. Look through all your options and requirements. Does it have a good reputation? Does it have a helpful staff or is it an illusion created by the marketing and advertising department of the bank? Visit banks personally and see how attentive they are towards your financial matters and concerns.

Look for low-fee options
Banks charge for each and every service. They seem to be minimal individually on the outside but once you add them up together, they sum up to be a huge chunk of money. This amount can be useful for some other reason. Due to the increase in the competition in the banking sector, it is possible to find a bank that charges you little to nothing.

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Check your benefits and compare
Find a bank that has both great services and low-fees options. It cannot be the only bank that offers all these services, hence, it is important to have options before you make a decision. Find banks offering more benefits and then compare.

Open your account
Once you are done comparing and are satisfied with services of a particular bank, start the process of opening an account. You will be required to provide all the necessary documents for verification purposes. Tell them the reason why you switched from your old bank. This will help the bank to offer best services.

Download the available apps of your bank
All banks have a primary app that allows you to carry out all your banking activities with ease. Download and store all your information in this app to have a smooth online banking experience.

Equip your account for digital activities
Register your email address and turn on the notifications to get updates from your bank for offers and rewards. You can also get updates on your phone by simply registering your number with the bank. Get your paperless bills, make and receive online payments.  

Close your previous account
The last thing you need to do is close your previous account. Before that, withdraw all your money or transfer it to the new account. Banks tend to charge you a closing fee that is deducted from your account balance automatically. So, ensure that you empty your account before you sign the closing form.  

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