Reasons to apply for Chevron credit cards right away
Gone are the days when credit cards were the only cards that were a crucial part of our lives; these days people eagerly opt for gas credit cards as well. Gas credit cards are instrumental in helping consumers save money at the gas station, and they offer high returns when you use them diligently. One such gas credit card is issued by Synchrony Bank and it is known as the Chevron credit card.
One of the major perks of owning a Chevron credit card is that you can avail of this gas credit card for an annual fee of $0. With each purchase of gas at a Chevron or Texaco gas station, 3 cents per gallon will be added to your Chevron credit card in the form of fuel credits. Moreover, you need a minimum credit score to apply for a Chevron credit card, unlike the other credit cards that demand a high credit score.
You can avail of three types of Chevron credit cards: personal credit cards, business cards, and gift cards. The personal credit cards are used for paying for gas purchased at a Chevron or Texaco gas station, or if you purchase food and auto items from inside the station. The Chevron personal credit card pays 3 cents per gallon in fuel credits on every fill-up whenever you visit the gas station. The business credit cards from Chevron ensure that they offer the user a complete fleet fuel management system; you can control, monitor, and analyze the fuel expenses without any hassle. The Chevron gift cards are exactly what the name suggests, these make for excellent personal or business gifts; these cards can be used to pay at the gas station or purchase food or auto items from the store.
If you are still skeptical about applying for Chevron credit cards, here are some amazing benefits you can treat yourself to on owning a Chevron credit card.
- Beneficial rebate program: The Chevron credit card allows the customers to make use of the Chevron’s and Texaco’s popularity across the country; since there are plenty of these gas stations in the country, a Chevron credit card holder can make use of the cards to add fuel credits on purchase of gas and other items from the gas station’s store. Moreover, the 3 cents per gallon is a beneficial rebate program that you are entitled to on owning a Chevron credit card. Also, if you spend more than $300 in the form of eligible expenditure during the billing period, you are entitled to an additional 10 cents per gallon in fuel credits.
- Security: Chevron credit cards are perfect for individuals who are extremely concerned about their financial information since poorly-secured credit cards make your financial details susceptible to hackers and other fraudulent entities on the Internet. In fact, Chevron credit cards are a step ahead of such malicious agents since these credit cards are integrated with chip card technology that prevents hackers from attaining any financial details. Also, these cards come with zero fraud liability charges that imply that you won’t have to pay a penny if any unauthorized transactions have been reported on your credit card.
- Access your credit score for free: It is common knowledge that one has to pay a certain sum of money to gain access to their credit score. This is due to a variety of reasons including the presence of royalty arrangements, risk equations that generate revenues, and the very fact that consumers are ready to pay for the same. Chevron credit cards are beneficial since they help you keep a tab on your credit score since they offer free access to the FICO credit score. It even keeps you updated about the changes in your credit scores by sending notifications once the evaluation is completed.
- Redeem the points for cash: Unlike other credit cards, Chevron credit cards do not dictate the number of points you earn by using it. On the contrary, it has an extremely easy process of redeeming the points for cash, and you can deposit the equivalent points in cash to your savings or checking account. If you do not wish to redeem your points in the form of cash, you can even redeem it for gift cards and credit statements. What makes the Chevron credit cards a popular choice is the fact that there’s no limit on the number of points you can earn by using the card.
- Helps develop a good credit habit: One of the major reasons one must opt for Chevron credit cards is that it helps to develop a good credit habit. Since the APR rates of this credit card are as high as any other credit card, it ensures that you pay the bills on time. It is advisable to pay the bills right away and not leave any balance since it would erode all your rewards and leave you indebted. With punctual payments, you can avail of amazing benefits on the purchase of gas and other general items.