Paying auto insurance is not fun; it can put a huge dent in your wallet. Paying DUI insurance is even worse as it puts an even bigger dent in your wallet. If you get a ticket for DUI (Driving under the Influence), it can, unfortunately, stay with you for a long time, as your auto insurance premium shoots up and stays at a high for a long period of time depending on the state that you reside in.

You will definitely need to do your homework and compare insurance quotes from various companies as getting car insurance after DUI can turn out to quite an expensive affair. Each company has different policies on their DUI insurance rates. If you think and find that you’re current car insurance company does not offer great DUI insurance rates, it is the time for you to consider moving to a different provider. In order for you find the best deal that suits your needs, it is very important that you compare quotes from different insurance companies in your area. The rates offered by different companies for DUI vary widely.

The cost of DUI insurance can be really expensive and it totally depends on the state that you are living in, as there can be an increase of 12% to 321% in the average premium. The risk that you pose to the society increases when you get a DUI and hence this also increases your car insurance premium. Different states have different laws on how long a DUI will affect your auto insurance. The insurance companies in each state adhere strictly to the State Law. A DUI normally affects your insurance for at least three years. But many states tend to hold on to your record for more than three years, hence the DUI will affect your auto insurance for five or even seven years in some states.